Calculators & Tools
Plan your purchase with confidence. Our free calculators help you understand the costs of buying property in Ontario. No sign-up required.
Built by Ontario real estate lawyers
These calculators come from the same team that closes real estate files across Ontario every day. The figures reflect how the rules actually apply on a closing, not a generic ballpark, and we keep them current as legislation changes.
Land transfer tax is the largest closing cost most buyers face after the down payment, and it catches people off guard because it is charged on a sliding scale and due in full on closing day. The calculator shows the provincial amount, the extra municipal charge that applies inside the City of Toronto, and the first-time buyer rebate you may qualify for, so you can budget the real number before you firm up an offer.
The HST rebate calculator does the same for new construction, where the tax treatment is more involved and the savings from Ontario’s enhanced rebate can be significant. Both tools are free, need no sign-up, and are meant to give you a clear estimate rather than legal advice. When you are ready to close, we confirm every figure to the dollar as part of your file.